@layer theme{:root,:host{--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--radius-md:.375rem;--radius-lg:.5rem;--default-font-family:"Avenir Next", Avenir, "Segoe UI", Helvetica, Arial, sans-serif;--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.absolute{position:absolute}.start{inset-inline-start:var(--spacing)}.end{inset-inline-end:var(--spacing)}.block{display:block}}:root{--ink:#14241f;--ink-soft:#52615c;--paper:#fbfaf6;--white:#fff;--line:#dce2de;--line-strong:#c7d1cc;--forest:#123f33;--forest-2:#1e5b4a;--mint:#e9f4ee;--mint-strong:#cce5d7;--red:#c9363d;--red-soft:#fbe9e9;--amber:#9b6511;--amber-soft:#fff3d9;--shadow:0 18px 50px #123f331a;--radius-sm:10px;--radius-md:16px;--radius-lg:24px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);-webkit-font-smoothing:antialiased;margin:0;font-family:Avenir Next,Avenir,Segoe UI,Helvetica,Arial,sans-serif;line-height:1.55}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}:focus-visible{outline-offset:3px;outline:3px solid #d84a50}.skip-link{z-index:100;background:var(--ink);color:#fff;border-radius:8px;padding:10px 14px;position:fixed;top:12px;left:12px;transform:translateY(-160%)}.skip-link:focus{transform:translateY(0)}.site-container{width:min(1160px,100% - 40px);margin-inline:auto}.site-header{z-index:50;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);background:#fbfaf6f0;border-bottom:1px solid #dce2dee6;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:28px;min-height:72px;display:flex}.brand{letter-spacing:-.02em;align-items:center;gap:10px;font-weight:750;display:inline-flex}.brand-logo{object-fit:contain;flex:0 0 36px;width:36px;height:36px}.site-nav{color:#394b45;align-items:center;gap:26px;font-size:14px;font-weight:650;display:flex}.site-nav a:hover{color:var(--forest-2)}.nav-cta{border:1px solid var(--forest);color:var(--forest);border-radius:999px;padding:9px 15px}.hero{border-bottom:1px solid var(--line);background:radial-gradient(circle at 78% 28%, #cce5d77a, transparent 25%), var(--paper);padding:76px 0 72px;overflow:hidden}.hero-grid{grid-template-columns:minmax(0,1.05fr) minmax(360px,.75fr);align-items:center;gap:clamp(52px,8vw,110px);display:grid}.eyebrow{color:var(--forest-2);letter-spacing:.11em;text-transform:uppercase;align-items:center;gap:9px;margin:0 0 14px;font-size:12px;font-weight:800;display:flex}.ca-badge{background:var(--red);color:#fff;letter-spacing:.06em;border-radius:5px;place-items:center;width:27px;height:22px;font-size:9px;display:inline-grid}.hero h1{letter-spacing:-.055em;max-width:720px;margin:0;font-size:clamp(45px,6.2vw,76px);font-weight:730;line-height:.99}.hero h1 em{color:var(--forest-2);font-family:Georgia,Times New Roman,serif;font-weight:500}.hero-lede{max-width:650px;color:var(--ink-soft);margin:26px 0 0;font-size:clamp(18px,2.1vw,22px);line-height:1.55}.button-row{flex-wrap:wrap;gap:12px;margin-top:30px;display:flex}.button{border:1px solid #0000;border-radius:10px;justify-content:center;align-items:center;gap:10px;min-height:48px;padding:11px 18px;font-size:14px;font-weight:750;transition:transform .16s,background .16s,border-color .16s;display:inline-flex}.button:hover{transform:translateY(-1px)}.button-primary{background:var(--forest);color:#fff}.button-primary:hover{background:#0b3329}.button-secondary{border-color:var(--line-strong);background:#ffffffad}.button-light{color:var(--forest);background:#fff}.hero-note{color:#73817c;margin:15px 0 0;font-size:13px}.cost-ledger{border:1px solid var(--line-strong);border-radius:var(--radius-lg);box-shadow:var(--shadow);background:#fff;padding:24px;position:relative}.cost-ledger:before{content:"";z-index:-1;border:1px solid var(--mint-strong);border-radius:var(--radius-lg);position:absolute;inset:10px -10px -10px 10px}.ledger-topline,.ledger-row{justify-content:space-between;align-items:center;gap:20px;display:flex}.ledger-topline{border-bottom:1px solid var(--line);padding-bottom:18px}.ledger-topline strong{margin-top:4px;font-size:17px;display:block}.ledger-kicker{color:#71807a;letter-spacing:.13em;font-size:10px;font-weight:800}.estimate-pill{background:var(--mint);color:var(--forest-2);border-radius:999px;padding:5px 10px;font-size:11px;font-weight:750}.ledger-total{border-bottom:1px solid var(--line);padding:24px 0}.ledger-total span,.ledger-total small{display:block}.ledger-total span{color:var(--ink-soft);font-size:13px}.ledger-total strong{letter-spacing:-.04em;margin:4px 0;font-size:36px;display:block}.ledger-total small,.ledger-caption{color:#7b8783;font-size:12px}.ledger-row{border-bottom:1px solid var(--line);color:var(--ink-soft);padding:15px 0;font-size:13px}.ledger-row strong{color:var(--ink);font-size:15px}.ledger-row .positive{color:#18734f}.ledger-callout{background:var(--mint);color:var(--forest);border-radius:10px;align-items:flex-start;gap:10px;margin-top:18px;padding:12px 14px;font-size:13px;font-weight:650;display:flex}.status-dot{background:#24936b;border-radius:50%;flex:none;width:8px;height:8px;margin-top:6px;box-shadow:0 0 0 4px #24936b24}.ledger-caption{text-align:right;margin:12px 0 0}.trust-strip{border-bottom:1px solid var(--line);background:#fff}.trust-grid{grid-template-columns:repeat(3,1fr);align-items:center;min-height:58px;display:grid}.trust-grid p{color:#52625c;text-align:center;margin:0;font-size:13px}.trust-grid span{color:var(--forest-2);margin-right:7px;font-weight:850}.section{padding-block:88px}.section-tint{border-block:1px solid var(--line);background:#f2f5f1}.section-heading h2,.decision-grid h2,.cta-panel h2{letter-spacing:-.04em;margin:0;font-size:clamp(31px,4vw,46px);line-height:1.12}.split-heading{grid-template-columns:1.2fr .8fr;align-items:end;gap:70px;margin-bottom:38px;display:grid}.split-heading>p{max-width:490px;color:var(--ink-soft);margin:0}.calculator-card-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;display:grid}.calculator-card{border:1px solid var(--line);border-radius:var(--radius-md);background:#fff;flex-direction:column;min-height:228px;padding:25px;transition:transform .17s,border-color .17s,box-shadow .17s;display:flex}.calculator-card:hover{border-color:#a8bab2;transform:translateY(-3px);box-shadow:0 12px 28px #123f3314}.calculator-card.featured{border-color:var(--forest);background:var(--forest);color:#fff}.card-topline{justify-content:space-between;align-items:center;display:flex}.card-number{color:#82908b;letter-spacing:.1em;font-size:11px;font-weight:800}.featured .card-number{color:#a9cabe}.card-label{background:var(--mint);color:var(--forest);letter-spacing:.07em;text-transform:uppercase;border-radius:999px;padding:4px 9px;font-size:10px;font-weight:800}.calculator-card h3{letter-spacing:-.025em;margin:26px 0 7px;font-size:23px}.calculator-card p{color:var(--ink-soft);margin:0;font-size:14px}.featured p{color:#cde1d9}.card-link{margin-top:auto;padding-top:22px;font-size:13px;font-weight:800}.decision-grid{grid-template-columns:.82fr 1.18fr;align-items:start;gap:100px;display:grid}.principle-list article{border-bottom:1px solid var(--line-strong);grid-template-columns:42px 1fr;gap:16px;margin-bottom:28px;padding:0 0 28px;display:grid}.principle-list article:last-child{margin-bottom:0}.principle-list article>span{color:var(--red);font-size:12px;font-weight:850}.principle-list h3{margin:0 0 7px;font-size:19px}.principle-list p{color:var(--ink-soft);margin:0}.cta-panel{border-radius:var(--radius-lg);background:var(--forest);color:#fff;justify-content:space-between;align-items:center;gap:60px;padding:45px 48px;display:flex}.cta-panel .eyebrow{color:#a8d2c1}.cta-panel p:not(.eyebrow){color:#c9ddd5;max-width:680px;margin:12px 0 0}.ad-slot{border:1px dashed var(--line-strong);color:#83908b;place-items:center;width:min(960px,100% - 40px);min-height:88px;margin:0 auto 24px;font-size:11px;display:grid}.breadcrumbs{padding-top:26px}.breadcrumbs ol{color:#73817c;flex-wrap:wrap;gap:8px;margin:0;padding:0;font-size:12px;list-style:none;display:flex}.breadcrumbs a:hover{color:var(--forest);text-decoration:underline}.calculator-intro{padding-bottom:38px}.calculator-intro .eyebrow{margin-top:54px}.calculator-intro h1,.listing-intro h1,.policy-header h1{letter-spacing:-.05em;max-width:920px;margin:0;font-size:clamp(38px,5vw,62px);line-height:1.04}.calculator-intro>p:not(.eyebrow),.listing-intro>p:not(.eyebrow),.policy-header>p:not(.eyebrow){max-width:790px;color:var(--ink-soft);margin:18px 0 0;font-size:18px}.intro-flags{flex-wrap:wrap;gap:8px;margin-top:24px;display:flex}.intro-flags span{border:1px solid var(--line);color:#5e6e68;background:#fff;border-radius:999px;padding:6px 11px;font-size:11px;font-weight:700}.calculator-workspace{grid-template-columns:minmax(0,1.16fr) minmax(380px,.84fr);align-items:start;gap:18px;padding-bottom:78px;display:grid}.calculator-form,.results-panel{border:1px solid var(--line);border-radius:var(--radius-md);background:#fff}.calculator-form{padding:27px}.form-heading,.results-heading{justify-content:space-between;align-items:start;gap:24px;display:flex}.form-heading{border-bottom:1px solid var(--line);padding-bottom:23px}.form-heading span,.results-heading span{color:#71807a;letter-spacing:.12em;margin-bottom:5px;font-size:10px;font-weight:850;display:block}.form-heading h2,.results-heading h2{letter-spacing:-.025em;margin:0;font-size:23px}.text-button{color:var(--forest-2);cursor:pointer;background:0 0;border:0;flex:none;padding:5px 0;font-size:12px;font-weight:750}.text-button:hover{text-decoration:underline}.calculator-actions{flex-wrap:wrap;flex:none;justify-content:flex-end;gap:6px 14px;display:flex}fieldset{border:0;min-width:0;margin:28px 0 0;padding:0}legend{padding:0;font-size:16px;font-weight:780}.fieldset-help{color:#74817c;margin:4px 0 18px;font-size:12px}.field-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:17px 15px;display:grid}.field{min-width:0}.field>label{color:#364940;justify-content:space-between;gap:10px;margin-bottom:7px;font-size:12px;font-weight:720;display:flex}.optional{color:#87938e;font-size:10px;font-weight:600}.input-wrap,.select-wrap{position:relative}.field input,.field select{border:1px solid var(--line-strong);width:100%;min-height:46px;color:var(--ink);background:#fcfcfa;border-radius:9px;padding:10px 12px;font-size:14px;font-weight:650}.field input:hover,.field select:hover{border-color:#9dafa7}.field input:focus,.field select:focus{border-color:var(--forest-2);background:#fff;outline:0;box-shadow:0 0 0 3px #1e5b4a1f}.input-wrap-invalid input{border-color:var(--red);background:var(--red-soft)}.input-wrap-invalid:after{content:"Invalid";clip:rect(0 0 0 0);width:1px;height:1px;position:absolute;overflow:hidden}.field input.has-prefix{padding-left:28px}.field input.has-suffix{padding-right:70px}.input-affix{z-index:1;color:#6e7c76;pointer-events:none;font-size:12px;position:absolute;top:50%;transform:translateY(-50%)}.input-prefix{left:12px}.input-suffix{right:12px}.select-wrap:after{content:"⌄";color:#61716a;pointer-events:none;position:absolute;top:9px;right:12px}.field select{appearance:none;padding-right:32px}.field-hint{color:#7b8883;margin:5px 1px 0;font-size:10px;line-height:1.4}.field-error{color:#9f2027;overflow-wrap:anywhere;margin:6px 1px 0;font-size:11px;font-weight:650;line-height:1.4}.field-error span{border:1px solid;border-radius:50%;place-items:center;width:15px;height:15px;margin-right:2px;font-size:9px;display:inline-grid}.results-column{min-width:0;position:sticky;top:92px}.results-column .results-panel{position:static}.calculator-status{color:#65736e;min-height:20px;margin:0 4px 8px;font-size:11px;font-weight:650}.form-privacy{border-top:1px solid var(--line);color:#77847f;margin:28px 0 0;padding-top:18px;font-size:11px}.toggle-row{border:1px solid var(--line);cursor:pointer;background:#f8faf7;border-radius:10px;justify-content:space-between;align-items:center;gap:24px;margin-top:20px;padding:15px;display:flex}.toggle-row strong,.toggle-row small{display:block}.toggle-row strong{font-size:13px}.toggle-row small{color:#75827d;margin-top:2px;font-size:11px}.toggle-row input{width:42px;height:24px;accent-color:var(--forest-2)}.assumption-note{background:var(--amber-soft);border-radius:10px;margin-top:26px;padding:15px 16px}.assumption-note strong{font-size:12px}.assumption-note p{color:#715529;margin:3px 0 0;font-size:11px}.results-panel{padding:25px;position:sticky;top:92px;overflow:hidden;box-shadow:0 12px 35px #123f330f}.results-heading{margin-bottom:18px}.recommendation{background:var(--forest);color:#fff;border-radius:12px;padding:20px}.recommendation>span{color:#a9cec0;letter-spacing:.08em;text-transform:uppercase;font-size:10px;font-weight:800;display:block}.recommendation>strong{letter-spacing:-.025em;margin-top:6px;font-size:23px;line-height:1.23;display:block}.recommendation p{color:#cce1d8;margin:8px 0 0;font-size:11px}.recommendation-warning{background:#624210}.result-grid{border:1px solid var(--line);background:var(--line);border-radius:11px;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;margin:20px 0;display:grid;overflow:hidden}.result-tile{background:#fff;min-height:112px;padding:15px}.result-tile>span,.result-tile>small{display:block}.result-tile>span{color:#697871;font-size:10px;font-weight:700}.result-tile>strong{letter-spacing:-.02em;margin:6px 0 3px;font-size:19px;line-height:1.2;display:block}.result-tile>small{color:#84908b;font-size:9px;line-height:1.35}.result-positive>strong{color:#18734f}.result-warning{background:#fffaf0}.result-warning>strong{color:#986118}.option-comparison{margin-top:22px}.option-comparison h3{margin:0 0 10px;font-size:14px}.option-row{border-top:1px solid var(--line);justify-content:space-between;align-items:start;gap:18px;padding:12px 0;display:flex}.option-row strong,.option-row span{display:block}.option-row strong,.option-row b{font-size:11px}.option-row span{color:#7a8782;max-width:235px;margin-top:2px;font-size:9px}.option-row b{color:var(--forest-2);flex:none}.math-details,.faq-list details{border-block:1px solid var(--line)}.math-details{margin-top:15px}.math-details summary,.faq-list summary{cursor:pointer;padding:14px 0;font-size:12px;font-weight:780}.math-details p{color:#687771;margin:0 0 10px;font-size:10px}.results-disclaimer{color:#7e8b86;margin:14px 0 0;font-size:9px}.empty-results{text-align:center;place-content:center;min-height:360px;display:grid}.empty-results>span{background:var(--mint);width:46px;height:46px;color:var(--forest-2);border-radius:50%;place-items:center;margin:0 auto 14px;font-size:22px;display:grid}.empty-results h3{margin:0;font-size:17px}.empty-results p{color:#76837e;margin:5px 0 0;font-size:12px}.guide-layout{border-top:1px solid var(--line);grid-template-columns:minmax(0,1fr) 310px;gap:clamp(55px,8vw,105px);padding-block:88px;display:grid}.guide-content{max-width:750px}.guide-content>section{margin-bottom:62px;scroll-margin-top:90px}.guide-content h2,.roadmap-panel h2{letter-spacing:-.035em;margin:0 0 16px;font-size:clamp(27px,3.3vw,36px);line-height:1.15}.guide-content p{color:#52635c;line-height:1.75}.guide-content ul{color:#52635c;margin:20px 0 0;padding-left:21px}.guide-content li{margin:8px 0;padding-left:5px}.worked-example{border-left:4px solid var(--red);border-radius:0 var(--radius-md) var(--radius-md) 0;background:#f3f5f1;padding:30px 32px}.worked-example .eyebrow{margin-bottom:10px}.worked-example strong{color:var(--forest);margin-top:16px;line-height:1.65;display:block}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-top:0}.faq-list summary{padding:18px 32px 18px 0;font-size:14px;position:relative}.faq-list p{margin:-4px 0 18px;font-size:14px}.related-tools{align-self:start;position:sticky;top:96px}.related-tools h2{margin:0 0 15px;font-size:14px}.related-tools>a{border-top:1px solid var(--line);padding:16px 28px 16px 0;display:block;position:relative}.related-tools>a strong,.related-tools>a span{display:block}.related-tools>a strong{font-size:13px}.related-tools>a span{color:#78857f;margin-top:4px;font-size:11px}.related-tools>a b{color:var(--forest-2);position:absolute;top:18px;right:2px}.confirm-note{background:var(--amber-soft);border-radius:12px;margin-top:28px;padding:17px}.confirm-note strong{font-size:12px}.confirm-note p{color:#71572d;margin:5px 0 0;font-size:11px}.listing-page{padding-bottom:88px}.policy-page{min-height:70vh;padding-bottom:90px}.policy-header{max-width:900px;padding:62px 0 45px}.policy-header>span{color:#7b8883;margin-top:20px;font-size:11px;display:block}.policy-content{max-width:780px}.policy-content section{margin:0 0 42px}.policy-content h2{letter-spacing:-.025em;margin:0 0 12px;font-size:24px}.policy-content p,.policy-content li{color:#53645d;line-height:1.75}.policy-content ul{padding-left:21px}.policy-content .button{color:#fff;margin-top:12px}.review-notice{border-left:4px solid var(--amber);background:var(--amber-soft);max-width:780px;margin:0 0 45px;padding:18px 20px}.review-notice strong{font-size:13px}.review-notice p{color:#74572b;margin:5px 0 0;font-size:12px}.contact-panel{border:1px solid var(--line);border-radius:var(--radius-md);background:#fff;max-width:780px;margin-bottom:24px;padding:28px}.contact-panel span,.contact-panel a{display:block}.contact-panel span{color:#77847f;text-transform:uppercase;font-size:11px;font-weight:750}.contact-panel a{color:var(--forest-2);margin-top:5px;font-size:22px;font-weight:760}.contact-panel p{border-top:1px solid var(--line);color:#66766f;margin:24px 0 0;padding-top:20px;font-size:13px}.listing-intro{padding:62px 0 45px}.listing-page .calculator-card-grid{margin-bottom:65px}.roadmap-panel{border-left:3px solid var(--forest-2);background:#f0f4f0;max-width:780px;padding:28px 32px}.roadmap-panel p:last-child{color:var(--ink-soft);margin-bottom:0}.site-footer{border-top:1px solid var(--line);background:#eef2ee;margin-top:40px}.footer-main{grid-template-columns:1.35fr repeat(2,.7fr);gap:60px;padding-block:58px 45px;display:grid}.footer-summary{max-width:420px;color:var(--ink-soft);margin:18px 0 0;font-size:14px}.footer-column h2{letter-spacing:.09em;text-transform:uppercase;margin:4px 0 15px;font-size:12px}.footer-column a{color:var(--ink-soft);margin:10px 0;font-size:14px;display:block}.footer-column a:hover{color:var(--forest);text-decoration:underline}.footer-bottom{border-top:1px solid var(--line-strong);color:#697670;justify-content:space-between;gap:24px;padding-block:20px;font-size:12px;display:flex}@media (max-width:860px){.hero-grid,.split-heading,.decision-grid,.calculator-workspace,.guide-layout{grid-template-columns:1fr}.hero-grid{gap:52px}.split-heading,.decision-grid{gap:28px}.cta-panel{flex-direction:column;align-items:flex-start}.results-panel,.results-column,.related-tools{position:static}.guide-layout{gap:30px}}@media (max-width:680px){.site-container{width:min(100% - 28px,1160px)}.header-inner{gap:12px;min-height:64px}.site-nav a:not(.nav-cta){display:none}.brand{white-space:nowrap}.hero{padding:52px 0 58px}.hero-grid{grid-template-columns:1fr}.hero h1{font-size:clamp(42px,13vw,58px)}.button-row .button{width:100%}.trust-grid{grid-template-columns:1fr;gap:8px;padding-block:15px}.section{padding-block:64px}.calculator-card-grid,.footer-main{grid-template-columns:1fr}.calculator-intro .eyebrow{margin-top:38px}.calculator-workspace{padding-bottom:58px}.calculator-form,.results-panel{padding:20px}.field-grid,.result-grid{grid-template-columns:1fr}.result-tile{min-height:auto}.form-heading{flex-direction:column;align-items:start;gap:10px}.guide-layout{padding-block:62px}.worked-example{padding:24px 22px}.footer-main{gap:28px}.footer-bottom{flex-direction:column}.cta-panel{padding:32px 25px}}@media (max-width:380px){.header-inner{gap:8px}.header-inner .brand{gap:7px;font-size:15px}.header-inner .brand-logo{flex-basis:34px;width:34px;height:34px}.header-inner .nav-cta{padding-inline:11px;font-size:13px}}
